Top five reasons people give for not having a financial plan—and why you should

A recent Schwab survey asked how confident people were about reaching their financial goals. Over half of Americans who have a written financial said they feel “very confident” about reaching their financial goals compared to only eighteen percent of those without a plan. And guess who has healthier money habits when it comes to saving and investing? Those with a written financial plan of course! 

You Don’t Have a Financial Plan? Why Not?

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