Given the likelihood that health care costs will be even higher in the future, it may be wise to do all that you can to get ahead of them. A Health Savings Account is one way to start.

Health savings accounts (HSAs) are particularly prized for their triple tax advantages: Contributions are tax-deductible, earnings are tax-free, and withdrawals are tax-free when used for qualified medical expenses. However, roughly 95% of HSA holders keep their accounts entirely in cash, according to the Employee Benefit Research Institute.

The Potential Long-Term Benefits of Investing Your HSA

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